[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.uspchrlice.cz\/vydelavat-se-musi\/#Article","mainEntityOfPage":"https:\/\/www.uspchrlice.cz\/vydelavat-se-musi\/","headline":"Vyd\u011bl\u00e1vat se mus\u00ed","name":"Vyd\u011bl\u00e1vat se mus\u00ed","description":"Je nep\u0159edstaviteln\u00e9, \u017ee by n\u011bkdo ze soukrom\u00fdch podnikatel\u016f provozoval firmu, je\u017e by byla trvale nebo dlouhodob\u011b neziskov\u00e1, ba dokonce ztr\u00e1tov\u00e1. \u017de by se v\u011bnoval n\u011b\u010demu,…","datePublished":"2021-11-18","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.uspchrlice.cz\/author\/#Person","name":"","url":"https:\/\/www.uspchrlice.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9cac53ffad5d6e0659d72eaf216400c165f8fbf396c79017c66698a8aa5be23d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9cac53ffad5d6e0659d72eaf216400c165f8fbf396c79017c66698a8aa5be23d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"uspchrlice.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.uspchrlice.cz\/wp-content\/uploads\/art415154_1x1_20260930_072454_QtVIZ9.jpg","url":"https:\/\/www.uspchrlice.cz\/wp-content\/uploads\/art415154_1x1_20260930_072454_QtVIZ9.jpg","height":0,"width":0},"url":"https:\/\/www.uspchrlice.cz\/vydelavat-se-musi\/","about":["Ekonomika"],"wordCount":424,"articleBody":"       Je nep\u0159edstaviteln\u00e9, \u017ee by n\u011bkdo ze soukrom\u00fdch podnikatel\u016f provozoval firmu, je\u017e by byla trvale nebo dlouhodob\u011b neziskov\u00e1, ba dokonce ztr\u00e1tov\u00e1. \u017de by se v\u011bnoval n\u011b\u010demu, co by mu ned\u00e1valo \u0161anci norm\u00e1ln\u011b existovat. V prvn\u00ed \u0159ad\u011b se tu mus\u00ed vyd\u011bl\u00e1vat, o tom nen\u00ed sporu. A kdy\u017e u\u017e to n\u011bkdy nevyn\u00e1\u0161\u00ed tolik, kolik by to vyn\u00e1\u0161et m\u011blo, co\u017e se bohu\u017eel tak\u00e9 n\u011bkdy st\u00e1v\u00e1, je t\u0159eba u\u010dinit v\u0161e mo\u017en\u00e9 pro to, aby se s takovou ne\u017e\u00e1douc\u00ed situac\u00ed zase co nejd\u0159\u00edve skoncovalo.  Kdy\u017e se tedy zrovna soukrom\u00fdm podnik\u00e1n\u00edm dost nevyd\u011bl\u00e1v\u00e1, je t\u0159eba ud\u011blat v\u0161e pro to, aby se toto zase stalo v\u00fdnosn\u00fdm. A aby se zvl\u00e1dlo ono nep\u0159\u00edjemn\u00e9 mezidob\u00ed, kdy se pen\u011bz nedost\u00e1v\u00e1, mus\u00ed se s\u00e1hnout na \u00faspory a v nejhor\u0161\u00edm p\u0159\u00edpad\u011b si t\u0159eba i n\u011bjak\u00e9 pen\u00edze p\u016fj\u010dit. A kde si vz\u00edt podnikatelskou p\u016fj\u010dku? Je-li podnikatel pr\u00e1v\u011b v \u00fazk\u00fdch, nem\u00e1-li \u017e\u00e1douc\u00ed ekonomick\u00e9 kvality, kter\u00e9 by imponovaly bank\u00e1m, nem\u011bl by pr\u00e1v\u011b v bankovn\u00edm sektoru ztr\u00e1cet \u010das a pl\u00fdtvat energi\u00ed. A m\u011bl by se rad\u011bji obr\u00e1tit na nebankovn\u00ed sektor. Proto\u017ee tady se d\u00e1 usp\u011bt daleko sp\u00ed\u0161e. A to dokonce i tehdy, kdy\u017e je to zd\u00e1nliv\u011b nezvl\u00e1dnuteln\u00e9. Kdy\u017e se toti\u017e zvol\u00ed za pomocn\u00edka hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, lze \u010dasto po\u010d\u00edtat s \u00fasp\u011bchem i tehdy, kdy\u017e by to bylo v bance nemysliteln\u00e9. U nebankovn\u00edch hypot\u00e9k se toti\u017e ru\u010d\u00ed za spl\u00e1cen\u00ed z\u00e1stavou nemovitosti, o ni\u017e by ten, kdo by pen\u00edze nevr\u00e1til, p\u0159i\u0161el, a proto se tady p\u016fj\u010duje ochotn\u011b i t\u011bm, kte\u0159\u00ed maj\u00ed dejme tomu vcelku n\u00edzk\u00e9 p\u0159\u00edjmy \u010di z\u00e1znamy v registrech dlu\u017en\u00edk\u016f. Sta\u010d\u00ed si tu jenom po\u017e\u00e1dat a podnikatel dostane a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny t\u00e9 nemovitosti, kterou zde d\u00e1 do z\u00e1stavy. Co\u017e jsou pen\u00edze, jimi\u017e u\u017e se d\u00e1 zvl\u00e1dnout i hodn\u011b velk\u00fd probl\u00e9m. A proto\u017ee se tu d\u00e1 spl\u00e1cet a\u017e \u010dty\u0159i desetilet\u00ed, je tu i dost \u010dasu na to, aby pak dlu\u017en\u00edk dost\u00e1l se ct\u00ed sv\u00fdm z\u00e1vazk\u016fm. Po \u010dem\u017e je zase mo\u017en\u00e9 docela norm\u00e1ln\u011b \u017e\u00edt. Tak, jak si to my lid\u00e9 (podnikatele samoz\u0159ejm\u011b nevyj\u00edmaje) p\u0159ejeme.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Vyd\u011bl\u00e1vat se mus\u00ed","item":"https:\/\/www.uspchrlice.cz\/vydelavat-se-musi\/#breadcrumbitem"}]}]